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Did you make a purchase or a deposit? Purchase Write down the transaction description in the middle column and the date of transaction. Write down the transaction amount in the "payment/fee/withdrawal" (-) column Subtract the withdrawal amount from the previous balance. Deposit       Write the new balance in the "balance" column to the far right. Write deposit amount in the "deposit/credit" (+) column. Add deposit amount to the previous balance above. Write new balance in "balance" column on the far right.