Answer the question should we relocate a branch?
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Is the branch profitable?
FPA/RVP/AM
| YES
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Is the lease renewable?
Cassidy/Turlery
| YES
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Is it in the right location?
AM/TSM/BM/MP
| YES
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Is the building in good shape?
RVP/AM/BM
| YES
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Is the rent at or near fair market rates?
Cassidy/Turley
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NO
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NO
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NO
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YES
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NO
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YES
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NO
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If we relocated would it become profitable?
AM/TSM/BM
| YES
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Are there potential buildings in the right location?
Cassidy/Turley and Market Planning
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Will the landlord pay for repairs needed or upgrades?
Cassidy/Turlery
| NO
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Can we renegotiate better terms?
Cassidy/Turley
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NO
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NO
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YES
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NO
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NO
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YES
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Can we consolidate with the nearest branch?
RVP/AM
| YES
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Consolidate!
AM/BM
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Relocate to less desirable location!
RVP/AM/BM/FPA/MP
| YES
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Move
RVP/AM/BM/FPA/MP
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Renew and Stay
CT/RVP/FPA
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NO
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NO
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Don't renew and close.
CEO/CFO/RVP/FPA
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